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cardinalfan4life
Baseball Legend
Joined: 16 Dec 2004
Location: Say it aint so Mo, say it aint so. Thanks for the memories jimmy.
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 Posted: Mon Dec 10, 2007 4:36 pm Post subject: MO Insurance Question |
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Hello, for anybody living in MO...dose anybody know..or can anybody find how long my Insurances rates be higher under MO law?
_________________
10-Time World Champs! '26 '31 '34 '42 '44 '46 '64 '67 '82 '06
Cardinals record with me in attendance: 7-3 |
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BigSTLCardsFan
Ticket Scalper
Joined: 30 Mar 2005
Location: California, MO
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| Posted: Mon Dec 10, 2007 9:55 pm Post subject: |
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Your insurance rate depends on a number of factors.
Driving History / Driving Record
Claims History
Age
Maritial Status
Credit Score/Rating
Number of Years insured under current company.
Number of policies with current company.
Make sure you take all available discounts. If you are not sure what you may be eligible for, contact your agent. |
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cardinalfan4life
Baseball Legend
Joined: 16 Dec 2004
Location: Say it aint so Mo, say it aint so. Thanks for the memories jimmy.
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| Posted: Mon Dec 10, 2007 10:33 pm Post subject: |
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Driving history..only 1 accident in 2 years(got my licanse ar 18 )
age 21
claims 1
status: single
credit score: 0(to my knowlage)
number of years insured under current company: 2
# of policies: 1
_________________
10-Time World Champs! '26 '31 '34 '42 '44 '46 '64 '67 '82 '06
Cardinals record with me in attendance: 7-3 |
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murph
Franchise Player
Joined: 04 Apr 2007
Location: Murfreesboro, Tennessee
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| Posted: Tue Dec 11, 2007 8:29 am Post subject: |
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The first age credit you will be given is at 25.
_________________
One year I hit .291 and had to take a salary cut. If you hit .291 today, you'd own the franchise.
- Enos Slaughter |
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cardinalfan4life
Baseball Legend
Joined: 16 Dec 2004
Location: Say it aint so Mo, say it aint so. Thanks for the memories jimmy.
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| Posted: Wed Dec 12, 2007 11:26 am Post subject: |
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anybody know how long this accident will be on my record?
_________________
10-Time World Champs! '26 '31 '34 '42 '44 '46 '64 '67 '82 '06
Cardinals record with me in attendance: 7-3 |
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BigSTLCardsFan
Ticket Scalper
Joined: 30 Mar 2005
Location: California, MO
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| Posted: Wed Dec 12, 2007 4:33 pm Post subject: |
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I will assume based on your grammar usage no "good student" discount?? Sorry.. couldn't help myself..
Any moving violations?
Accidents usually are considered for 3 years, but they don't "count against you" unless you were at fault for the accident.
Every company has their own system to determine what your rate should be.. My only advice is to shop around often.. you never know what may be available. Try an Independent Agent.. they can get several quotes for you. |
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cardinalfan4life
Baseball Legend
Joined: 16 Dec 2004
Location: Say it aint so Mo, say it aint so. Thanks for the memories jimmy.
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| Posted: Wed Dec 12, 2007 5:30 pm Post subject: |
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| BigSTLCardsFan wrote: |
I will assume based on your grammar usage no "good student" discount?? Sorry.. couldn't help myself..
Any moving violations?
Accidents usually are considered for 3 years, but they don't "count against you" unless you were at fault for the accident.
Every company has their own system to determine what your rate should be.. My only advice is to shop around often.. you never know what may be available. Try an Independent Agent.. they can get several quotes for you. |
no good student discouts..because I graduated hs 3 years ago..the cops blamed me even though according to my best judgement the light was green. I got a reduced vehichle defection charge in a plea deal..I dont think thats a moving violation. mind posting a link or 2 to help me?
_________________
10-Time World Champs! '26 '31 '34 '42 '44 '46 '64 '67 '82 '06
Cardinals record with me in attendance: 7-3 |
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BigSTLCardsFan
Ticket Scalper
Joined: 30 Mar 2005
Location: California, MO
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| Posted: Wed Dec 12, 2007 10:04 pm Post subject: |
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| Links.. as in concrete stuff.. Not sure where you would find that.. The stuff I am telling you comes from knowledge obtained writing a policy rating system for an insurance company.. There really isn't much out there that is concrete. No laws etc... that pertain to rating (and thus pricing) vehicle insurance. |
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CardinalJayhawk
Franchise Player
Joined: 18 Sep 2003
Location: Allen Field House
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| Posted: Thu Dec 13, 2007 8:54 pm Post subject: |
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| murph wrote: |
| The first age credit you will be given is at 25. |
Both my kids have credit and good credit ratings at that. They are 21 and 22. No, I didn't cosign anything. Let's be real cosigners are the ones really getting the credit.
_________________
"Those that don't read have no advantage over those who can't." Mark Twain
Astronomy Picture of the Day
"Capitalism is what bankers call the casinos on Wall Street."-Kurt Vonnegut, April 2007, Armageddon in Retrospect. |
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murph
Franchise Player
Joined: 04 Apr 2007
Location: Murfreesboro, Tennessee
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| Posted: Thu Dec 13, 2007 9:46 pm Post subject: |
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| Cardfaninkc wrote: |
| murph wrote: |
| The first age credit you will be given is at 25. |
Both my kids have credit and good credit ratings at that. They are 21 and 22. No, I didn't cosign anything. Let's be real cosigners are the ones really getting the credit. |
I meant credit as in a price break at 25, not purchasing credit.
_________________
One year I hit .291 and had to take a salary cut. If you hit .291 today, you'd own the franchise.
- Enos Slaughter |
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CardinalJayhawk
Franchise Player
Joined: 18 Sep 2003
Location: Allen Field House
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| Posted: Fri Dec 14, 2007 2:27 am Post subject: |
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My apologies, I misuderstood.
I thought if you were married you paid like a single person in the next higher age group. Is that true?
_________________
"Those that don't read have no advantage over those who can't." Mark Twain
Astronomy Picture of the Day
"Capitalism is what bankers call the casinos on Wall Street."-Kurt Vonnegut, April 2007, Armageddon in Retrospect. |
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murph
Franchise Player
Joined: 04 Apr 2007
Location: Murfreesboro, Tennessee
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| Posted: Fri Dec 14, 2007 9:15 am Post subject: |
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| Cardfaninkc wrote: |
My apologies, I misuderstood.
I thought if you were married you paid like a single person in the next higher age group. Is that true? |
I know there is a price break for married males, but I don't know what system is used to calculate it.
_________________
One year I hit .291 and had to take a salary cut. If you hit .291 today, you'd own the franchise.
- Enos Slaughter |
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